body {
      box-sizing: border-box;
    }
    
    * {
      margin: 0;
      padding: 0;
      box-sizing: border-box;
    }

    html, body {
      height: 100%;
      width: 100%;
      overflow-x: hidden;
    }

    body {
      font-family: 'Inter', sans-serif;
      background: #F8FAFC;
      color: #1F2937;
      line-height: 1.6;
    }

    .main-wrapper {
      width: 100%;
      min-height: 100%;
      overflow-x: hidden;
    }

    h1, h2, h3, h4, h5, h6 {
      font-family: 'Poppins', sans-serif;
      font-weight: 600;
    }

    /* Header Styles */
    header {
      position: fixed;
      top: 0;
      left: 0;
      right: 0;
      background: rgba(248, 250, 252, 0.95);
      backdrop-filter: blur(10px);
      padding: 1rem 2rem;
      box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
      z-index: 1000;
      transition: all 0.3s ease;
    }

    header.scrolled {
      background: rgba(255, 255, 255, 0.98);
      box-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
    }

    nav {
      display: flex;
      justify-content: space-between;
      align-items: center;
      max-width: 1400px;
      margin: 0 auto;
    }

    .logo {
      display: flex;
      align-items: center;
      gap: 0.75rem;
      font-size: 1.5rem;
      font-weight: 700;
      color: #1D4ED8;
      text-decoration: none;
    }

    .logo svg {
      width: 40px;
      height: 40px;
    }

    .nav-links {
      display: flex;
      gap: 2rem;
      list-style: none;
      align-items: center;
    }

    .nav-links a {
      color: #1F2937;
      text-decoration: none;
      font-weight: 500;
      transition: color 0.3s ease;
      position: relative;
    }

    .nav-links a:hover {
      color: #1D4ED8;
    }

    .nav-links a::after {
      content: '';
      position: absolute;
      bottom: -5px;
      left: 0;
      width: 0;
      height: 2px;
      background: linear-gradient(90deg, #1D4ED8, #10B981);
      transition: width 0.3s ease;
    }

    .nav-links a:hover::after {
      width: 100%;
    }

    .nav-buttons {
      display: flex;
      gap: 1rem;
    }

    .btn {
      padding: 0.75rem 1.5rem;
      border-radius: 8px;
      font-weight: 600;
      cursor: pointer;
      transition: all 0.3s ease;
      border: none;
      text-decoration: none;
      display: inline-block;
      font-size: 0.95rem;
    }

    .btn-primary {
      background: linear-gradient(135deg, #1D4ED8, #10B981);
      color: white;
    }

    .btn-primary:hover {
      transform: translateY(-2px);
      box-shadow: 0 8px 20px rgba(29, 78, 216, 0.3);
    }

    .btn-secondary {
      background: white;
      color: #1D4ED8;
      border: 2px solid #1D4ED8;
    }

    .btn-secondary:hover {
      background: #1D4ED8;
      color: white;
    }

    /* Hero Section */
    .hero {
      margin-top: 80px;
      padding: 5rem 2rem;
      background: linear-gradient(135deg, #EFF6FF 0%, #F0FDF4 100%);
      position: relative;
      overflow: hidden;
    }
    .hero-bg {
  position: relative;
  min-height: 100vh;
  background: url("https://images.unsplash.com/photo-1556742049-0cfed4f6a45d")
              center / cover no-repeat;
  display: flex;
  align-items: center;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    90deg,
    rgba(2, 6, 23, 0.85) 0%,
    rgba(2, 6, 23, 0.6) 50%,
    rgba(2, 6, 23, 0.2) 100%
  );
  z-index: 1;
}
.modal {
  position: fixed;
  inset: 0;
  background: rgba(0, 0, 0, 0.6);
  display: none;
  align-items: center;
  justify-content: center;
  z-index: 999;
}

.modal.active {
  display: flex;
}

.modal-content {
  background: #ffffff;
  padding: 32px;
  max-width: 600px;
  width: 90%;
  border-radius: 16px;
  position: relative;
  box-shadow: 0 30px 60px rgba(0, 0, 0, 0.2);
}

.modal-content h2 {
  margin-bottom: 16px;
  font-size: 24px;
}

.modal-content p {
  margin-bottom: 12px;
  color: #555;
  line-height: 1.6;
}

.modal-close {
  position: absolute;
  top: 16px;
  right: 16px;
  background: none;
  border: none;
  font-size: 28px;
  cursor: pointer;
}


.hero-content {
  position: relative;
  z-index: 2;
  width: 100%;
}


    .hero::before {
      content: '';
      position: absolute;
      top: -50%;
      right: -20%;
      width: 600px;
      height: 600px;
      background: radial-gradient(circle, rgba(29, 78, 216, 0.1) 0%, transparent 70%);
      animation: float 6s ease-in-out infinite;
    }

    @keyframes float {
      0%, 100% { transform: translateY(0) scale(1); }
      50% { transform: translateY(-20px) scale(1.05); }
    }

    .hero-content {
      max-width: 1400px;
      margin: 0 auto;
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 4rem;
      align-items: center;
      position: relative;
      z-index: 1;
    }

    .hero-text h1 {
      font-size: 3.5rem;
      line-height: 1.2;
      margin-bottom: 1.5rem;
      background: linear-gradient(135deg, #1D4ED8, #10B981);
      -webkit-background-clip: text;
      -webkit-text-fill-color: transparent;
      background-clip: text;
    }

    .hero-text p {
      font-size: 1.25rem;
      color: #4B5563;
      margin-bottom: 2rem;
    }

    .hero-buttons {
      display: flex;
      gap: 1rem;
    }

    .hero-visual {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 1.5rem;
    }

    .loan-card {
      background: white;
      padding: 2rem;
      border-radius: 16px;
      box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
      transition: all 0.3s ease;
      animation: slideIn 0.6s ease-out;
      animation-fill-mode: both;
    }

    .loan-card:nth-child(1) { animation-delay: 0.1s; }
    .loan-card:nth-child(2) { animation-delay: 0.2s; }
    .loan-card:nth-child(3) { animation-delay: 0.3s; }
    .loan-card:nth-child(4) { animation-delay: 0.4s; }

    @keyframes slideIn {
      from {
        opacity: 0;
        transform: translateY(30px);
      }
      to {
        opacity: 1;
        transform: translateY(0);
      }
    }

    .loan-card:hover {
      transform: translateY(-8px);
      box-shadow: 0 12px 40px rgba(29, 78, 216, 0.15);
    }

    .loan-card-icon {
      width: 50px;
      height: 50px;
      margin-bottom: 1rem;
    }

    .loan-card h3 {
      font-size: 1.1rem;
      color: #1D4ED8;
      margin-bottom: 0.5rem;
    }

    .loan-card p {
      font-size: 0.9rem;
      color: #6B7280;
    }

    /* Loan Categories */
    .loan-categories {
      padding: 5rem 2rem;
      max-width: 1400px;
      margin: 0 auto;
    }

    .section-header {
      text-align: center;
      margin-bottom: 4rem;
    }

    .section-header h2 {
      font-size: 2.5rem;
      margin-bottom: 1rem;
      color: #1F2937;
    }

    .section-header p {
      font-size: 1.1rem;
      color: #6B7280;
    }

    .categories-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
      gap: 2rem;
    }

    .category-card {
      background: white;
      padding: 2.5rem;
      border-radius: 16px;
      box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
      transition: all 0.4s ease;
      border: 2px solid transparent;
      text-align: center;
    }

    .category-card:hover {
      transform: translateY(-10px);
      border-color: #10B981;
      box-shadow: 0 12px 40px rgba(16, 185, 129, 0.2);
    }

    .category-icon {
      width: 60px;
      height: 60px;
      margin: 0 auto 1.5rem;
    }

    .category-card h3 {
      font-size: 1.3rem;
      color: #1D4ED8;
      margin-bottom: 1rem;
    }

    .category-card p {
      color: #6B7280;
      font-size: 0.95rem;
    }

    /* How It Works */
    .how-it-works {
      padding: 5rem 2rem;
      background: linear-gradient(135deg, #F0FDF4 0%, #EFF6FF 100%);
    }

    .how-it-works-content {
      max-width: 1200px;
      margin: 0 auto;
    }

    .steps {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
      gap: 2rem;
      margin-top: 3rem;
    }

    .step {
      text-align: center;
      position: relative;
    }

    .step-number {
      width: 60px;
      height: 60px;
      background: linear-gradient(135deg, #1D4ED8, #10B981);
      color: white;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.5rem;
      font-weight: 700;
      margin: 0 auto 1.5rem;
      font-family: 'Roboto Mono', monospace;
    }

    .step h3 {
      font-size: 1.2rem;
      margin-bottom: 0.75rem;
      color: #1F2937;
    }

    .step p {
      color: #6B7280;
      font-size: 0.95rem;
    }

    /* Stats Section */
    .stats {
      padding: 4rem 2rem;
      background: linear-gradient(135deg, #1D4ED8, #10B981);
      color: white;
    }

    .stats-content {
      max-width: 1200px;
      margin: 0 auto;
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
      gap: 3rem;
      text-align: center;
    }

    .stat-item h3 {
      font-size: 3rem;
      font-family: 'Roboto Mono', monospace;
      margin-bottom: 0.5rem;
    }

    .stat-item p {
      font-size: 1.1rem;
      opacity: 0.9;
    }

    /* Vendor Network */
    .vendor-network {
      padding: 5rem 2rem;
      max-width: 1400px;
      margin: 0 auto;
    }

    .vendor-content {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 4rem;
      align-items: center;
    }

    .vendor-text h2 {
      font-size: 2.5rem;
      margin-bottom: 1.5rem;
      color: #1F2937;
    }

    .vendor-text p {
      font-size: 1.1rem;
      color: #6B7280;
      margin-bottom: 2rem;
    }

    .vendor-highlights {
      display: grid;
      gap: 1rem;
    }

    .highlight-item {
      display: flex;
      align-items: center;
      gap: 1rem;
      padding: 1rem;
      background: #F0FDF4;
      border-radius: 8px;
    }

    .highlight-icon {
      width: 30px;
      height: 30px;
      flex-shrink: 0;
    }

    .vendor-logos {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: 1.5rem;
    }

    .vendor-logo-card {
      background: white;
      padding: 2rem;
      border-radius: 12px;
      box-shadow: 0 4px 15px rgba(0, 0, 0, 0.06);
      display: flex;
      align-items: center;
      justify-content: center;
      min-height: 100px;
      transition: all 0.3s ease;
    }

    .vendor-logo-card:hover {
      transform: scale(1.05);
      box-shadow: 0 8px 25px rgba(29, 78, 216, 0.15);
    }

    /* Why Choose Section */
    .why-choose {
      padding: 5rem 2rem;
      max-width: 1400px;
      margin: 0 auto;
    }

    .why-choose-content {
      width: 100%;
    }

    .why-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
      gap: 2.5rem;
      margin-top: 3rem;
    }

    .why-card {
      background: white;
      padding: 2.5rem;
      border-radius: 16px;
      box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
      transition: all 0.4s ease;
      text-align: center;
    }

    .why-card:hover {
      transform: translateY(-8px);
      box-shadow: 0 12px 40px rgba(29, 78, 216, 0.15);
    }

    .why-icon {
      width: 80px;
      height: 80px;
      margin: 0 auto 1.5rem;
    }

    .why-card h3 {
      font-size: 1.4rem;
      color: #1D4ED8;
      margin-bottom: 1rem;
    }

    .why-card p {
      color: #6B7280;
      line-height: 1.8;
      font-size: 1rem;
    }

    /* Testimonials */
    .testimonials {
      padding: 5rem 2rem;
      background: #F9FAFB;
    }

    .testimonials-content {
      max-width: 1400px;
      margin: 0 auto;
    }

    .testimonial-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
      gap: 2rem;
      margin-top: 3rem;
    }

    .testimonial-card {
      background: white;
      padding: 2rem;
      border-radius: 16px;
      box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
    }

    .testimonial-text {
      font-style: italic;
      color: #4B5563;
      margin-bottom: 1.5rem;
      line-height: 1.8;
      font-size: 0.95rem;
    }

    .testimonial-author {
      display: flex;
      align-items: center;
      gap: 1rem;
    }

    .author-avatar {
      width: 50px;
      height: 50px;
      background: linear-gradient(135deg, #1D4ED8, #10B981);
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      color: white;
      font-weight: 700;
      font-size: 1.2rem;
      flex-shrink: 0;
    }

    .author-info h4 {
      font-size: 1rem;
      color: #1F2937;
      margin-bottom: 0.25rem;
    }

    .author-info p {
      font-size: 0.85rem;
      color: #6B7280;
    }

    /* CTA Section */
    .cta-section {
      padding: 5rem 2rem;
      background: linear-gradient(135deg, #1D4ED8, #10B981);
      color: white;
    }

    .cta-content {
      max-width: 900px;
      margin: 0 auto;
      text-align: center;
    }

    .cta-content h2 {
      font-size: 2.5rem;
      margin-bottom: 1.5rem;
      color: white;
    }

    .cta-content p {
      font-size: 1.2rem;
      margin-bottom: 2.5rem;
      opacity: 0.95;
      line-height: 1.8;
    }

    .cta-buttons {
      display: flex;
      gap: 1.5rem;
      justify-content: center;
      flex-wrap: wrap;
    }

    .cta-section .btn-primary {
      background: white;
      color: #1D4ED8;
    }

    .cta-section .btn-primary:hover {
      background: #F8FAFC;
      transform: translateY(-3px);
    }

    .cta-section .btn-secondary {
      background: transparent;
      border-color: white;
      color: white;
    }

    .cta-section .btn-secondary:hover {
      background: rgba(255, 255, 255, 0.1);
    }

    /* Auth Pages */
    .auth-page {
      min-height: 100%;
      display: flex;
      align-items: center;
      justify-content: center;
      padding: 6rem 2rem 2rem;
      background: linear-gradient(135deg, #EFF6FF 0%, #F0FDF4 100%);
    }

    .auth-container {
      background: white;
      padding: 3rem;
      border-radius: 20px;
      box-shadow: 0 10px 40px rgba(0, 0, 0, 0.1);
      width: 100%;
      max-width: 450px;
    }

    .auth-header {
      text-align: center;
      margin-bottom: 2rem;
    }

    .auth-header h2 {
      font-size: 2rem;
      margin-bottom: 0.5rem;
      color: #1F2937;
    }

    .auth-header p {
      color: #6B7280;
    }

    .form-group {
      margin-bottom: 1.5rem;
    }

    .form-group label {
      display: block;
      margin-bottom: 0.5rem;
      font-weight: 500;
      color: #374151;
    }

    .form-group input,
    .form-group select {
      width: 100%;
      padding: 0.875rem;
      border: 2px solid #E5E7EB;
      border-radius: 8px;
      font-size: 1rem;
      transition: all 0.3s ease;
    }

    .form-group input:focus,
    .form-group select:focus {
      outline: none;
      border-color: #1D4ED8;
      box-shadow: 0 0 0 3px rgba(29, 78, 216, 0.1);
    }

    .auth-link {
      text-align: center;
      margin-top: 1.5rem;
      color: #6B7280;
    }

    .auth-link a {
      color: #1D4ED8;
      text-decoration: none;
      font-weight: 600;
    }

    .auth-link a:hover {
      text-decoration: underline;
    }

    /* Footer */
    footer {
      background: #1F2937;
      color: white;
      padding: 4rem 2rem 2rem;
    }

    .footer-content {
      max-width: 1400px;
      margin: 0 auto;
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
      gap: 3rem;
      margin-bottom: 3rem;
    }

    .footer-section h3 {
      font-size: 1.1rem;
      margin-bottom: 1rem;
      color: #10B981;
    }

    .footer-section ul {
      list-style: none;
    }

    .footer-section ul li {
      margin-bottom: 0.75rem;
    }

    .footer-section a {
      color: #D1D5DB;
      text-decoration: none;
      transition: color 0.3s ease;
    }

    .footer-section a:hover {
      color: #10B981;
    }

    .footer-bottom {
      max-width: 1400px;
      margin: 0 auto;
      padding-top: 2rem;
      border-top: 1px solid #374151;
      text-align: center;
      color: #9CA3AF;
    }

    /* Page Transitions */
    .page {
      display: none;
      animation: fadeIn 0.4s ease-out;
    }

    .page.active {
      display: block;
    }

    @keyframes fadeIn {
      from {
        opacity: 0;
        transform: translateY(20px);
      }
      to {
        opacity: 1;
        transform: translateY(0);
      }
    }

    /* About Page Styles */
    .about-hero {
      margin-top: 80px;
      padding: 4rem 2rem;
      background: linear-gradient(135deg, #1D4ED8, #10B981);
      color: white;
      text-align: center;
    }

    .about-hero-content {
      max-width: 900px;
      margin: 0 auto;
    }

    .about-hero h1 {
      font-size: 3rem;
      margin-bottom: 1rem;
      color: white;
    }

    .about-hero p {
      font-size: 1.3rem;
      opacity: 0.95;
    }

    .about-story {
      padding: 5rem 2rem;
      max-width: 1400px;
      margin: 0 auto;
    }

    .about-story-content {
      width: 100%;
    }

    .story-grid {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 4rem;
      align-items: center;
    }

    .story-text h2 {
      font-size: 2.5rem;
      margin-bottom: 2rem;
      color: #1F2937;
    }

    .story-text p {
      font-size: 1.1rem;
      line-height: 1.9;
      color: #4B5563;
      margin-bottom: 1.5rem;
    }

.story-image {
  border-radius: 12px;
  overflow: hidden;
  background: #EFF6FF;
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08);
}

.story-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

    .about-values {
      padding: 5rem 2rem;
      background: #F9FAFB;
    }

    .about-values-content {
      max-width: 1400px;
      margin: 0 auto;
    }

    .values-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
      gap: 2rem;
      margin-top: 3rem;
    }

    .value-card {
      background: white;
      padding: 2.5rem;
      border-radius: 16px;
      box-shadow: 0 4px 20px rgba(0, 0, 0, 0.06);
      text-align: center;
      transition: transform 0.3s ease;
    }

    .value-card:hover {
      transform: translateY(-5px);
    }

    .value-icon {
      width: 80px;
      height: 80px;
      margin: 0 auto 1.5rem;
    }

    .value-card h3 {
      font-size: 1.3rem;
      color: #1D4ED8;
      margin-bottom: 1rem;
    }

    .value-card p {
      color: #6B7280;
      line-height: 1.8;
    }

    .about-compliance {
      padding: 5rem 2rem;
      max-width: 1200px;
      margin: 0 auto;
      text-align: center;
    }

    .about-compliance-content h2 {
      font-size: 2.5rem;
      margin-bottom: 1.5rem;
      color: #1F2937;
    }

    .about-compliance-content > p {
      font-size: 1.1rem;
      color: #6B7280;
      margin-bottom: 3rem;
    }

    .compliance-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
      gap: 2rem;
    }

    .compliance-item {
      background: linear-gradient(135deg, #EFF6FF, #F0FDF4);
      padding: 2rem;
      border-radius: 12px;
      text-align: left;
    }

    .compliance-item h4 {
      font-size: 1.2rem;
      color: #1D4ED8;
      margin-bottom: 0.75rem;
    }

    .compliance-item p {
      color: #4B5563;
      line-height: 1.7;
    }

    .about-team {
      padding: 5rem 2rem;
      background: linear-gradient(135deg, #EFF6FF, #F0FDF4);
    }

    .about-team-content {
      max-width: 1200px;
      margin: 0 auto;
    }

    .ecosystem-stats {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
      gap: 3rem;
      margin-top: 3rem;
      text-align: center;
    }

    .eco-stat h3 {
      font-size: 3rem;
      color: #1D4ED8;
      font-family: 'Roboto Mono', monospace;
      margin-bottom: 0.5rem;
    }

    .eco-stat p {
      font-size: 1.1rem;
      color: #6B7280;
    }

    /* Responsive */
    @media (max-width: 768px) {
      .nav-links {
        display: none;
      }

      .hero-content {
        grid-template-columns: 1fr;
      }

      .hero-text h1 {
        font-size: 2.5rem;
      }

      .vendor-content {
        grid-template-columns: 1fr;
      }

      .story-grid {
        grid-template-columns: 1fr;
      }

      .footer-content {
        grid-template-columns: 1fr;
      }

      .auth-container {
        padding: 2rem;
      }

      .about-hero h1 {
        font-size: 2rem;
      }

      .story-text h2 {
        font-size: 2rem;
      }

      .cta-content h2 {
        font-size: 2rem;
      }

      .cta-buttons {
        flex-direction: column;
      }
    }

    .hidden {
      display: none;
    }